Annuities are something to consider, particularly if you are facing a long retirement, since they can provide periodic income payments to supplement or replace savings. However, they can have drawbacks, including high fees and long surrender periods to get out of a contract. Let members of the Financial Planning Association of Greater Indiana help you decide what to do. Visit the group's Web site at www.fpagrindiana.org.
Brent Walker
RJP Investment Advisors
