Index Annuities Are Not Stocks Or Securities!

When you buy an indexed annuity you own an insurance contract. You are not buying shares of any stock or index.

Fixed Index Annuity Calculations.

The formula decides how the additional interest, if any, is calculated and
credited.

Index Annuity

Index Annuities credit interest based on a formula.

Indexed Annuities credit interest using a formula based on changes
in the index to which the annuity is linked. The formula
decides how the additional interest, if any, is calculated and
credited. How much additional interest you get and when
you get it depends on the features of your particular annuity.

www.AnnuityDefinition.com

Fixed Annuity

Fixed; Definite and unalterable, unchanging, stationary, permanent, securely made firm.

Annuity; An income paid yearly

Fixed Annuity; Only a fixed annuity can provide a guaranteed income that is guranteed for life.

During the accumulation period of a fixed deferred annuity, your money (less any applicable charges) earns interest at rates set by the insurance company or in a way spelled out in the annuity contract. The company guarantees that it will pay no less than a minimum rate of interest. During the payout period, the amount of each income payment to you is generally set when the payments start and will not change.
www.AnnuityDefinition.com

What is an indexed annuity?

An indexed annuity is a fixed annuity, either immediate or deferred, that earns interest or provides benefits that are linked to an external equity reference or an equity index.